Student loan refinance rates have started to drop again as the Fed cut rates this week. As of December 11, 2025, student loan ...

Last year, the federal student loan interest rates for undergraduate borrowers hit a decade-high average of 6.53%, and graduate student loan rates climbed to over 8%. Some of you are paying less, of ...

Specifically, for federal student loans, refinancing throws a wrench into the loan-forgiveness equation. Here's why you'll ...

Historically, the benefits of federal student loans have mostly outweighed those of private loans. The government's loans come with protections such as a fixed interest rate determined by Congress, ...

Earnest reports on reclaiming financial confidence despite student debt by understanding loans, exploring options, and taking ...

It’s simple to refinance private student loans with a different lender — and there’s little downside if you qualify for a lower interest rate. Many, or all, of the products featured on this page are ...

It’s not just the younger generations carrying student loan debt. While baby boomers are less likely to carry an education loan balance, those that do owe the second-highest average balance among the ...

Student loan refinancing rates continue to drop. Based on an analysis of 23 lenders’ advertised rates, the average minimum fixed interest rate on refinanced student loans was 3.51% on July 1. That’s a ...

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Student loan refinancing for millennial workers represents a potentially huge opportunity to attract and retain an energetic young talent pool, but there’s a dark side to this employee benefit ...

What is Federal Student Loan Consolidation? Federal Student Loan Consolidation is a government program that allows borrowers to combine multiple federal student loans into a single loan. This can ...